Goal: Know your budget and show sellers you’re serious.

• Connect with a trusted lender.

• Review your credit, income, and savings.

• Get a pre-approval letter (not just pre-qualification).

• This gives you buying power and a realistic price range.

 

Goal: Find the right home in the right location

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• Define your must-haves, deal-breakers, and wishlist.

• Tour homes in-person or virtually.

• Refine your search based on what you learn.

• Ask questions and stay open — the right one might surprise you.

Goal: Lock in the property and start the buying process.

• Your agent writes and negotiates your offer.

• Once accepted, you’re officially “under contract.”

• Complete inspections, appraisals, and loan processing.

• Work with your agent, lender, and title company.

 

Goal: Finalize the deal and get your keys!

• Review and sign all final documents.

• Bring your down payment and closing costs.

• Get the “clear to close” from your lender.

• Receive the keys once everything is funded and recorded.